Paycheck Calculator
Estimate paycheck withholding and take-home pay from gross pay, FICA, and deductions.
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Estimate bonus withholding and net bonus pay.
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Estimate paycheck withholding and take-home pay from gross pay, FICA, and deductions.
Estimate take-home pay after federal, state, and FICA taxes.
Estimate hourly take-home pay with overtime and deductions.
Calculate gross pay needed for a target net.
Compare W-2 compensation with contractor earnings.
Estimate withholding when you have two or three jobs.
Estimate monthly EMI, total interest, and amount payable for a loan.
Estimate monthly mortgage payments with optional tax, insurance, and HOA (defaults to 30 years).
Compare separate supplemental, aggregate, and gross-up bonus tax estimates, including a withholding-versus-annual-liability note.
Bonuses feel heavily taxed because withholding rates differ from your effective tax rate at filing. A large flat withholding may produce a refund after April filing if your marginal bracket is lower.
Aggregate method treats bonus as part of regular paycheck math—useful when bonuses are small relative to base pay. Flat supplemental simplifies employer payroll systems.
This calculator estimates paycheck withholding, not ultimate tax owed on bonus income reported on Form W-2.
Enter the bonus, regular paycheck amount when combining wages, state, and year-to-date wages. Use gross-up when an employer promises a specific net bonus.
A $10,000 separately paid bonus can have 22% federal supplemental withholding plus FICA and estimated state withholding, which may differ from final annual tax liability.
Compare separate supplemental withholding, combined aggregate withholding, or a gross-up calculation for a bonus. The results also estimate the bonus's incremental annual tax liability.
Results are based on the inputs you provide and may not cover every edge case. This tool is for general use and is not professional advice.
Your data stays on your device and is not uploaded.
FAQ
Yes. It is free to use and you do not need to sign in or create an account.
See the privacy note on this page. Many tools run on your device; some heavier file tools may use secure temporary processing when required.
Yes. Open this page on your phone or tablet, enter your inputs, and use the on-screen controls.
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