Terms of Use
Last updated: July 3, 2026
Acceptance
By using Utilnivo, you agree to these terms. If you do not agree, please do not use the site.
Informational use only
Tools on Utilnivo are provided for general informational and educational purposes. Results are estimates and may not be suitable for professional, financial, legal, or medical decisions. Health-related tools are not medical advice.
No warranties
The site and tools are provided "as is" without warranties of any kind. We do not guarantee uninterrupted access, error-free results, or suitability for a particular purpose.
Limitation of liability
To the fullest extent permitted by law, Utilnivo is not liable for any damages arising from your use of the site or reliance on tool results.
Changes
These terms may be updated from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact
Questions about these terms can be sent to hello@utilnivo.com.